Summary
I have 11 YEARS working experience in Microfinance Industry with internationally reputed organizations. Presently, I am working as Head Credit Risk & Collection with Kashf Microfinance Bank Ltd.
My special strength is that I started my career as a Loan Officer and with hard work and performance has attained Head Office Management Position in a very short span of time. Performed different roles successfully like Credit Officer, Branch Manager, Area Manager and Regional Manager for 11 Years. Almost 95% my job career is with Business Banking Department and served in all four provices of Pakistan. I also have distinction of being among the founders / pioneers of two Microfinance Banks (MFBs) in Pakistan.
I have multi-disciplinary, multi-cultural and multi-institutional knowledge with strengths like art of working closely with rural / urban segment of the society, grip on individual and group based lending model, knowledge of social sector, implementing efficiency measures, in-depth understanding of effective communication and ability to travel extensively in operational areas.
Specialties:During my career, I have learned variety of professional skills with special focus in the fields of Microfinance & Enterprise Development, HR Management, Policy Compliance & Credit Risk Management, Collection of Overdue Portfolios, Effective Branch Management, Product Development & Marketing, Capacity Building and Social Mobilization. I have work experience in variety of geographic and social settings.
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